Long Term Care Insurance: 

A Long Life Can Be Dangerous To Your Wealth!

Question: What’s the downside of living a longer life?

Answer: The increased probability that you or your spouse will require care in a long term care facility.

It’s true. Nearly 50% of the people will require long-term care.

At the toweringly-high costs of long term care — the only way to protect your wealth from the devastating effects of long term care costs is LTCI - long term care insurance.

How high? Well, in some areas of the country, the cost of nursing home care or quality around-the-clock in-home care may be $250 per day ($91,250 per year). In addition, the U.S. Health Care Administration reports that costs are increasing 5.8% per year and are expected to more than triple in the next 20 years.

Another reason for buying LTCI is so you can ensure you have quality care — not just the care funded through Medicaid.

The good news is that the federal government allows businesses to deduct the premiums for LTCI. The premiums are treated like health insurance premiums. That means if you are an owner of a C-Corporation, S-Corporation, P.C., or LLC you can now take a tax deduction for 100% of the LTCI.  (The deduction is limited for owner/employees in non-C-Corps).

In addition, it’s possible that you can use certain types of life insurance riders where you can actually get your LTCI for free.

Tax-free or completely free, we have the tax savvy to find how to save you substantial amounts of money on your taxes, grow your wealth, and still have your wealth protected against what could otherwise be catastrophic occurrences.

What a relief, and a aid to healing, should you or a loved one need long term health care. Not only can you get LTCI tax deductibly, but your worries about the devastating effects on your estate can be erased.

Call our office today at 1-800-490-8200, or sign up now for a free consultation, to find out how you can easily afford this extraordinary protection for your wealth.